A financial reply

Michael O'Higgins

Reference date: January 29th

This reply is is in response to a letter I sent to Michael O'Higgins, the author of "The Dogs of The Dow" on Chinese New Year, to mark the year of the dog. I asked him for advice on life and finances, he gave me some specific responses.

Here is his letter:

Dear Chris,

I'm glad that you benefited from my book. All I can tell you is to:

1) Be honest.

2) Pick a field that you enjoy. Then, you'll never have to work.

3) Exercise at least six days a week.

4) Write down your weight every day.

5) Spend less than you make.

6) Remember that gratitude and love are the two most beneficial sentiments you can have.

7) Read Dale Carnegie's "How to Win Friends and Influence People."

8) Listen to inspirational tapes.

9) Realize that happiness is a decision.

Good Luck!

Michael O'Higgins

I sent him a thank you card the next day